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#include "math.h"
#include <iostream>
#include <cmath>
#include <iomanip>
using namespace std;
using std::cout;
using std::endl;
using std::cin;
//mortgage class//
class Mortgage
{
public:
void header();
void enterprinc();
double princ;
double anInt;
int yrs;
};
//define function//
void Mortgage::header()
{
cout << "Welcome to Smith's Amortization Calculator\n\n";
cout << endl;
cout << "Week 3 Individual Assignment C++ Mortgage Amortization Calculator\n\n";
cout << endl;
}
void Mortgage::enterprinc()
{
cout << endl;
cout << "Enter the amount The Mortgage Amount:$";
cin >> princ;
}
//main function//
int main ()
{
Mortgage mortgageTotal;
double princ = 0;
double anInt [4]= {0, 5.35, 5.5, 5.75,};
double yrs [4]= {0, 7, 15, 30,};
double pmt = 0;
double intPd = 0;
double bal = 0;
double amtPd = 0;
double check(int min, int max);
int NOP = 0;
int Mnth = 0;
int SL = 0;
char indicator = ('A' ,'a','R','r','D','d');
int select;
//Begin Loop
{
mortgageTotal.header ();
mortgageTotal.enterprinc ();
cout<< "Please Enter Your Selection!"<< endl;
cout<< "Press A to make selection for term of mortgage and interest rate"<<endl;
cin >> indicator;
if (indicator == 'A','a')
{
cout << "Please select your Terms and Rates from the following choices: " << endl;
cout << "1. 7 years at 5.35%" << endl;
cout << "2. 15 years at 5.5%" << endl;
cout << "3. 30 years at 5.75%" << endl;
cout << endl;
cout << "What is your selection:";
select = 0;
cin >> select;
cout << endl << endl << endl;
switch (select)
{
case 0: cout << endl;
break;
case 1:
yrs[2] = 7;
anInt[2] = 5.35;
cout << "You have selected a 7 year mortgage at 5.35% interest." << endl;
break;
case 2:
yrs[3] = 15;
anInt[3]= 5.50;
cout << "You have selected 15 year mortgage at 5.50 interest%" << endl;
break;
case 3:
yrs[4] = 30;
anInt[4] = 5.75;
cout << "You have selected a 30 year mortgage at 5.75% interest" << endl;
break;
default:
cout << "Invalid Line Number" << endl;
if ((select < 1)|| (select > 3))
{
system("cls");
cout << "Your choice is invalid, please enter a valid choice!!!";
system("PAUSE");
system("cls");
return main();
}
}
}
//Formulas//
double pmt = (mortgageTotal.princ*((anInt[select]/1200)/(1 - pow((1+(anInt[select]/1200)),-1*(yrs[select]*12))))); // notice the variable in the brackets that i added.
cout << "Your Monthly Payment is: $" << pmt << "\n";
cout << endl;
double NOP = yrs [select] * 12;
SL = 0;
for (Mnth = 1; Mnth <= NOP; ++Mnth)
{
intPd = mortgageTotal.princ * (anInt[select] / 1200);
amtPd = pmt - intPd;
bal = mortgageTotal.princ - amtPd;
if (bal < 0)bal = 0;
mortgageTotal.princ = bal;
if (SL == 0)
{
cout << "Balance of Loan" << "\t\t\tAmount of Interest Paid" << endl;
}
cout << setprecision(2) << fixed << "$" << setw(5) << bal << "\t\t\t\t$"<< setw(5) << intPd << endl;
++SL;
//Allows user to decide whether or not to continue//
if (SL == 12)
{
cout << "Would you like to continue the amoritization or quit the program?\n";
cout << endl;
cout << "Enter 'R' to see the remainder or 'D' for done.\n";
cin >> indicator;
if
(indicator == 'R','r')SL = 0;
else
if
(indicator == 'D','d')
cout << endl;
}
}
}
return 0;
}
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