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#include <iostream>
#include<string>
using namespace std;
class Carloan
{
private:
string applicantName;
string coApplicantName;
int creditScore1;
int creditScore2;
int months;
int numberOfApplicants;
double interest;
double downPayment;
double montlyPayment;
double totalIncome;
double vehicleSellingPrice;
double totalVehiclePrice;
double carTotalInterest;
double creditScore3;
public:
int Carloan::applicantsInfo(int,string,string,int,int,double);
double Carloan::carAndCredit(int,int,int,double,double,int,double);
double Carloan::priceMath();
void Carloan::displayCarloanElig(string,string,double,int);
};
int Carloan::applicantsInfo(int numberOfApplicants, string applicantName, string coApplicantName, int creditScore1, int creditScore2, double totalIncome)
{
cout << "Will there be one applicant or two?" << endl;
cin >> numberOfApplicants;
{
if (numberOfApplicants == 1)
{
cout << "Please enter the name of the applicant" << endl;
cin >> applicantName ;
cout << "Please enter the total income of the applicant after all payments" << endl;
cin >> totalIncome ;
cout << "Please enter the credit score of the applicant " << endl;
cin >> creditScore1 ;
cout << " " << endl;
}
else
{
cout << "Please enter the name of the main applicant " << endl;
cin >> applicantName ;
cout << "Please enter the name of the Co Applicant" << endl;
cin >> coApplicantName ;
cout << "Please enter the total income of both applicants after all payments" << endl;
cin >> totalIncome ;
cout << "Please enter the credit score of the applicants" << endl;
cin >> creditScore1 ;
cout << "Please enter the credit score of the Co Applicant" << endl;
cin >> creditScore2 ;
cout << " " << endl;
creditScore3 = ((creditScore1 + creditScore2)/2);
}
}
}
double Carloan::carAndCredit(int numberOfApplicants,int creditScore1, int creditScore2, double creditScore3,double vehicleSellingPrice,int months, double downPayment)
{
if (numberOfApplicants == 1)
{
if ( creditScore1 < 500)
{
interest= .2599;
}
else if ((creditScore1 >= 500) && (creditScore1 <=589))
{
interest= .1521;
}
else if ((creditScore1 >= 590) && (creditScore1 <= 619))
{
interest= .1184;
}
else if ((creditScore1 >= 620) && (creditScore1 <= 689))
{
interest = .8800;
}
else if ((creditScore1 >= 690) && (creditScore1 <= 719))
{
interest = .5890;
}
else
{
interest= .3890;
}
}
else
{
if (creditScore3 < 499)
{
interest= .2599;
}
else if ((creditScore3 >= 500) && (creditScore3 <=589))
{
interest= .1521;
}
else if ((creditScore3 >= 590) && (creditScore3 <= 619))
{
interest= .1184;
}
else if ((creditScore3 >= 620) && (creditScore3 <= 689))
{
interest = .8800;
}
else if ((creditScore3 >= 690) && (creditScore3 <= 719))
{
interest = .5890;
}
else
{
interest= .3890;
}
}
cout << "Please enter the total price of the vehicle. " <<endl;
cin >> vehicleSellingPrice;
cout << "Please enter the number of months you wish to finance the car for " << endl;
cout << "The available months are 24, 36, 48, and 60." << endl;
cin >> months;
cout << " Will there be a downpayment? If not type 0." <<endl;
cin >> downPayment;
cout << " " << endl;
}
double Carloan::priceMath()
{
totalVehiclePrice = vehicleSellingPrice - downPayment;
carTotalInterest = totalVehiclePrice * interest;
montlyPayment = (totalVehiclePrice / months) + carTotalInterest;
return montlyPayment;
}
void Carloan::displayCarloanElig(string applicantName, string coApplicantName,double montlyPayment,int months)
{
if (numberOfApplicants == 1)
cout << "We are please to inform that " << applicantName << " has been approved for the loan." << endl;
else
cout << "We are please to inform that " << applicantName << " and " << coApplicantName << " have been approved for the loan." << endl;
cout << " The estimated montly payments are: " << montlyPayment << " for " << months << " months." << endl;
cout << " We thank you for your business." << endl;
}
int main()
{
Carloan aCarloan;
aCarloan.applicantsInfo(1,"x","x",1,1,10.2);
aCarloan.carAndCredit(1,1,1,1.1,1,1,1);
aCarloan.displayCarloanElig("x", "x" ,0,0);
system("PAUSE");
return 0;
}
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