Is it just me?

Pages: 1... 56789... 13
Disch wrote:

That said... it may sound weird but I don't think outright nudity is that sexy. The right kind of lingerie is waaaaaaay sexier.


Agreed. Leaving at least a little bit to the imagination keeps things interesting.
Here's the reason why groupies tear down our doors. Girls adore us, because programmers are known for their superior concentration. While other guys hardly can control their mind, we have the ability to focus on a topic and stick to it. Even worse, other guys let each and every conversation slip off to porn within a few sentences. The chastity of technocratic coder makes girls feel secure and accepted as an equal opposite.
Enough said, I have to get back on the prostitute before I run out of drugs.
lolwut
I guess It's partly because of all the hype around coders and their dangerous lives and Hollywood's documentaries like the matrix or hackers on the life of the average computer programmer that women get excited about the wild, dangerous and exciting pastime, and they want in on some of that glamour.

I guess it may also be true that chicks dig danger, however I just want to get on with my work, its a job to me.

keep it real yo.
Last edited on
I guess It's partly because of all the hype around coders and their dangerous lives and Hollywood's documentaries like the matrix or hackers on the life of the average computer programmer that women get excited about the wild, dangerous and exciting pastime, and they want in on some of that glamour.

I guess it may also be true that chicks dig danger, however I just want to get on with my work, its a job to me.

That's not why; at leasty mostly not.

One reason might be that programmers typically have bright economic futures and could potentially end up insanely rich; could be the next Zuckerberg for example. And last and maybe most important, because most people's lives now days revolve around computer programs. And, computer programs are becoming cool. Everyone is talking about programs, or apps. The curious wonder how the heck they are made. It's like magic. We're like wizards.

Summary:
could be future billionaires
society relies heavily on us
we have magical powers
Last edited on
theres a few of us, we cant all be future billionaires, just me I think.
closed account (3qX21hU5)
I would be happy to just make $10,000 of a app I made ;p Could really use it for my house/car payments.
Last edited on
I never had a credit card, I would rather not have something than spend twice as much on it spread out over several years, guess I wont be getting a mortgage either (you know mortgage translates directly into deathpledge? it means you will never own it but you will spend your life paying for it)
Last edited on
I so certainly agree with devonrevenge. Just remember the raise in sex appeal role play gamers have experienced when Jumanji was out. Magnum, Jumanji, and Matrix made role play gaming programmers with a moustache the Hugh Hefners of the current generation.
I didn't have a credit card for a long time. I finally got one for a few reasons:

1) Building credit (and/or just having a credit card in general) is beneficial. It allows you to do things you couldn't otherwise do, like rent cars, hotel rooms, etc. It also helps with phone plans, housing rentals, and any other kind of contract/long term commitment you get with a company.

2) Some credit cards actually give you free stuff and/or money back.

3) Ordering stuff online with a credit card is generally safer than with a debit card as credit cards are generally easier to dispute charges with.


With virtually all credit cards... if you put stuff on a card, then completely pay off the card right away, there's no additional fees, so you're not losing any money on the deal.

What I do now... is I have my bills set to auto-pay on my credit card... then have my credit-card set to auto-pay from my bank account. No worries about paying any interest, I get points and other free stuff from the credit card company, and I am building up decent credit.




But yes I agree with the general sentiment that paying for things with credit if you don't have the money is a terrible idea. If you can't afford to pay with cash, then you can't afford to pay with credit -- that's my philosophy.
closed account (3qX21hU5)
you know mortgage translates directly into deathpledge? it means you will never own it but you will spend your life paying for it)


I really don't agree with that. Many people pay off their mortgages. It is almost always better to have equity then to not have it.

Would you rather go through life renting a apartment and never having a chance to own it? Or actually buy something and pay off the loan?

Basically think of a house as a investment. Their value rises as you pay off the loan. Where as when you rent something you aren't usually renting to own so you are just putting in cash to live their and not making a investment.

Other benefits are you have more borrowing power when you own a home, you have more stability generally, you get more tax deductions, ect.


In general it is usually up to the individual whether or not they want to own a home and if they can afford it, but saying that owning a home and having a mortgage is a deathpledge is just plain false in most situations. They are actually a much smarter move then renting in my opinion because they actually pay out over the long run and after 20 or 30 years (Whatever you mortgage is) you have a house that is worth most likely more then your mortgage was. Whereas if you rented for them years you are left with nothing most likely.

The only situation where I could see having a mortgage as a deathpledge is where you are a idiot and take out a mortgage that you know you can't pay for. Smart budgeting of your money and you investments is always wise and I agree with you that you should never buy something you know you can't afford.
Last edited on
devonrevenge wrote:
you know mortgage translates directly into deathpledge?


I've heard this too (although I heard "death grip", not "death pledge")... but I have yet to find a latin translation which confirms it.

Zereo wrote:
It is almost always better to have equity then to not have it.

Would you rather go through life renting a apartment and never having a chance to own it? Or actually buy something and pay off the loan?


I think this depends a lot on your lifestyle. Personally, I have no problem with renting and don't have any need for equity. I would much rather rent and live on my own terms than live in debt for 10+ years.

No debt and being able to drop everything at any time means I can literally do whatever I want whenever I want, as long as I have enough money in hand to do it.

My sister has the same strategy, only she takes more advantage of it and travels the world teaching English in other countries.


But neither of us have kids -- which allows us to live that way. So if you have a more "traditional" family/lifestyle, then taking out a mortgage might make more sense. But for me, it'd be insane to do it.

Their value rises as you pay off the loan.


Tell that to all the people that bought houses in 2003.

Investments are gambling. If you buy a $300,000 house you have literally no way of knowing the house will be worth that much when you finally pay it off in 15 years. It's a risk. Granted it usually pays off... but a lot of people over history have gotten royally screwed by being "underwater" on their mortgage loans (owing more on the loan than the house is worth).

It's not nearly as uncommon as you make it sound.

Other benefits are you have more borrowing power when you own a home


Translation: By living in debt, you are able to dig yourself deeper into debt. While that is true... I wouldn't exactly call it a smart long-term strategy.

you get more tax deductions


I agree with this, though.

On the flip side... owning a home means you have to pay property taxes. Depending on where you life... paying property taxes on a house can be as much or more than paying rent on a smaller living space.



EDIT:

Wait a minute... isn't this the porn thread?

wtf is up with this thread.
Last edited on
Guys, guys, guys, first of all mortgage meaning "deathpledge" is a historical fact. Second, paying off a mortgage is the most stupid thing a Swiss can do, because one can substract the debts from the fortune on the tax declaration, therefore when you own a house, you have to find a reasonable balance of fortune, debt and taxes.

BTW, can anybody explain to me how we got from gay porn to financial strategy?
first of all mortgage meaning "deathpledge" is a historical fact.


I would love to see non-anecdotal evidence of this.

No sarcasm... I'm genuinely curious as to whether or not this is true. I have yet to find a Latin translation of "gage" which means "grip" or "pledge"
@Disch: Mort in French is Death, gage is pledge.
Honestly speaking, Death probably was not meant literally as the Death of a man. The agreement on the pledge "dies" when the debt is paid completely or when the payments cease earlier. And the pledge will be dead to the bank if you pay it off, or it will be dead to you if you fail.

Satisfied? Can we go on with the discussion about porn now?
SmeeAfshin wrote:
in French


Ahhh, that explains it. I was told it was in Latin. Okay.
you don't need a credit card to rent cars and hotel rooms in the uk, another major difference is that here they have limits based on your credit rating.

also over here they all have l

I see what the banks did there, soon if you want something you will HAVE to be in debt, you will HAVE to use a credit card and laws could be changed so that you cant pay it off straight away, something like that I reckon, I guess what the banks want to happen will inevitably happen because of the way they go hand in hand with governments.


As for porn don't you find that your kinks change as you get bored of one genre? too much and you will be watching hardcore auto erotic gay baby lamb asphyxiation scat hentai.
Last edited on
you don't need a credit card to rent cars and hotel rooms in the uk, thats a major difference.


You don't have to pay with the credit card... you just have to have it. It's weird.

I think it's some kind of insurance thing. Like they can bill the card if you damage the room/steal the car. I'm not sure exactly how it works.

As for porn don't you find that your kinks change as you get bored of one genre?


No comment. =P
Seriously porn is disgusting. We don't need to continue. I'm too young and so is Captain.

Anyway, I don't know what you guys are like girls fall for programmers. In study hall I used to go on the PC every day looking up solutions to this problem (going on here too) and working on my engine. But I quickly learned to not do that and sit with the "other" people who I didn't get to mold their personality with in the beginning of the year.

It gets so hard to make people who you want them to be each year.
Have you ever noticed how people whine about something needing to stop the entire time the keep replying? o.O Apparently they love the drama while keeping the illusion of being offended and disgusted. If they are really offended and find it disgusting, you would think they would have half a brain and stop reading it or replying to it.
Pages: 1... 56789... 13