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#include <iostream>
#include <iomanip>
using namespace std;
class CheckingAccount
{
public:
CheckingAccount() { runningBalance = 0; depositcount = 0; checkcounttot = 0; checkcount = 0; atmcounttot = 0; atmcount = 0; totalcount = 0; depositfees = 0;checkfees = 0; atmfees = 0; totalfees = 0; }
void putInitialBalance(double w) { runningBalance = w; }
void calcDep(double);
void calcCheck(double);
void calcATM(double);
void displayFees();
void displayBalance();
void displaySummary();
private:
double runningBalance;
int depositcount, checkcounttot, checkcount, atmcounttot, atmcount, totalcount;
double depositfees, checkfees, atmfees, totalfees;
// double depositarr[1000], checkarr[1000], atmarr[1000];
};
void CheckingAccount::calcDep(double amount)
{
runningBalance += amount - 0.25;
++depositcount;
++totalcount;
/* for (int i = 0; i < depositcount; i++)
amount = depositarr[i];
cout << depositarr; */
}
void CheckingAccount::calcCheck(double amount)
{
if (runningBalance - amount >= 0)
{
runningBalance -= amount;
++checkcounttot;
}
else if (runningBalance - amount < 0)
{
runningBalance -= (amount + 35.00);
++checkcount;
++checkcounttot;
++totalcount;
}
}
void CheckingAccount::calcATM(double amount)
{
char answer;
if (runningBalance - amount >= 0)
{
runningBalance -= amount;
++atmcounttot;
}
else if (runningBalance - amount < 0)
{
cout << "\nWithdrawing " << amount << " will overdraft your account and accrue a $35.00 overdraft fee." << endl;
cout << "Do you wish to continue with this transaction? [Y/N]? ";
cin >> answer;
if (answer == 'Y' || answer == 'y')
{
runningBalance -= (amount + 35.00);
++atmcount;
++atmcounttot;
++totalcount;
}
else if (answer == 'N' || answer == 'n')
{
cin.clear();
}
}
}
void CheckingAccount::displayFees()
{
depositfees += (double(depositcount)*0.25);
checkfees += (double(checkcount)*35.00);
atmfees += (double(atmcount)*35.00);
cout << endl << endl << "Bank fees include: " << endl;
cout << "$0.25 Deposit fee." << endl;
cout << "$35.00 Overdraft fee for bounced check." << endl;
cout << "$35.00 Overdraft fee for exceeding available amount via ATM withdrawal." << endl << endl;
cout << "So far, you've made " << depositcount << " deposits, accruing a deposit bank fee of $" << depositfees << "." << endl;
cout << "You've made " << checkcount << " check withdrawals in which the check bounced, accruing an overdraft fee of $" << checkfees << "." << endl;
cout << "You've made " << atmcount << " ATM withdrawals, despite insufficient funds, accruing an overdraft fee of $" << atmfees << "." << endl << endl;
totalfees += depositfees + checkfees + atmfees;
cout << "In total, you've made " << totalcount << " transactions, amounting in $" << totalfees << " in banking fees." << endl << endl;
}
void CheckingAccount::displayBalance()
{
cout << "Total Balance: " << setprecision(2) << fixed << runningBalance << endl << endl;
}
void CheckingAccount::displaySummary()
{
cout << "Thank you for stopping by! Here is a summary of your transactions." << endl;
cout << "In total, you've made " << depositcount << " deposits, " << checkcounttot << " check withdrawals, and " << atmcounttot << " ATM withdrawals." << endl;
cout << "You were deducted " << totalfees << " in bank maitenance fees.";
}
int main()
{
char X;
char next = '\0';
double initialAmount;
double amount;
CheckingAccount A;
cout << "Welcome to the Bank! Please, enter your starting balance: ";
cin >> initialAmount;
if (!cin.eof() && cin.good())
{
A.putInitialBalance(initialAmount);
do
{
cout << endl << endl << "What would you like to do?" << endl;
cout << "For Deposits, Enter [D]." << endl;
cout << "For Check Withdrawals, Enter [C]." << endl;
cout << "For ATM Withdrawals, Enter [A]." << endl;
cout << "For Fees, Enter [F]." << endl;
cout << "To Exit, Enter [E]." << endl << endl;
cout << "Please enter choice here: ";
cin >> X;
switch (X)
{
case 'D': case 'd':
{
cout << endl << "How much would you like to deposit? ";
cin >> amount;
A.calcDep(amount); A.displayBalance();
cout << "Would you like to make another transaction? [Y/N]? ";
cin >> next;
break;
}
case 'C': case 'c':
{
cout << endl << "How much would you like to withdraw? ";
cin >> amount;
A.calcCheck(amount); A.displayBalance();
cout << "Would you like to make another transaction? [Y/N]? ";
cin >> next;
break;
}
case 'A': case 'a':
{
cout << endl << "How much would you like to withdraw? ";
cin >> amount;
A.calcATM(amount); A.displayBalance();
cout << "Would you like to make another transaction? [Y/N]? ";
cin >> next;
break;
}
case 'F': case 'f':
{
A.displayFees();
cout << "Would you like to make another transaction? [Y/N]? ";
cin >> next;
break;
}
case 'E': case 'e':
{
cout << "Thank you for stopping by! Here is a summary of your transactions." << endl;
return EXIT_SUCCESS; break;
}
default:
{
cout << "Invalid selection. Please, try again." << endl << endl;
}
}
}while (next == 'Y' || next == 'y');
if (next == 'N' || next == 'n')
{
cout << "Report ending balance, total deposits, total withdrawals, and total fees.";
return 0;
}
}
}
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